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Comprehensive Insurance

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Scott
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2010/10/05 00:49:29 (permalink)
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Comprehensive Insurance

I'm thinking of getting comprehensive insurance for the RS, and was wanting to know of peoples thoughts of different isurers, who to go and most importantly who to avoid.
I've been thinking of going with AAMI and doing the 'Skilled Drivers Course' which will give me a discount with them until I'm 25, I'm 22 in June. Going by AAMI's online quote it will cost approx $1400.
Shannon's isn't an option as they won't insure a car driven by someone under 25[:(!] Bloody idiots.
#1


23 Replies Related Threads

    muzza
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    RE: Comprehensive Insurance 2010/10/05 01:32:29 (permalink)
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    Try GIO, I'm a little older than you but My Turbo'd Escort only costs me $345 pa and its insured for 20K
    #2
    teeg
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    RE: Comprehensive Insurance 2010/10/05 09:29:23 (permalink)
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    G'day Scott,

    I see your in Mt Barker. I am with the RAA paying about $300 p/a full comp. I do admit that I am a little older, rating 1 with 2 cars and a house with them. Worth a shot though.

    Cheers

    Tim
    #3

    Simon
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    RE: Comprehensive Insurance 2010/10/05 12:08:40 (permalink)
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    This thread might be worth a read...

    http://classic-ford.org/forum/topic.asp?TOPIC_ID=18621
    #4
    Scott
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    RE: Comprehensive Insurance 2010/10/05 12:31:19 (permalink)
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    quote:
    Originally posted by teeg

    G'day Scott,

    I see your in Mt Barker. I am with the RAA paying about $300 p/a full comp. I do admit that I am a little older, rating 1 with 2 cars and a house with them. Worth a shot though.

    Cheers

    Tim



    I wasn't really impressed with RAA when I was doing a quote for current insurance, all they asked for how many cylinders the car had where as Savings & Loans (my bank) asked me for what car it was, cheaper too.
    I'd much rather have my car insured as a RS 2000 then a generic 4 cylinder car. But it may be different with comprehensive.

    quote:
    Originally posted by muzza

    Try GIO, I'm a little older than you but My Turbo'd Escort only costs me $345 pa and its insured for 20K



    In SA GIO goes through AAMI[x2x]

    quote:
    Originally posted by Simon Piper

    This thread might be worth a read...

    http://classic-ford.org/forum/topic.asp?TOPIC_ID=18621



    Thanks for that!
    #5
    escortinadriver
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    RE: Comprehensive Insurance 2010/10/05 13:16:23 (permalink)
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    quote:
    Originally posted by Simon Piper

    This thread might be worth a read...

    http://classic-ford.org/forum/topic.asp?TOPIC_ID=18621



    Simon, I ended up starting a new policy with AMMI.

    Long story short, I had to start the new policy with standard(ish) car to and then could mod add details to my hearts content... It seems that to list all the mods at the start was too scary for them.[xo]

    Was a very frustrating exercise, probably 10 or more phone calls and I have 5+ insurance notes here with incorrect details before they finally got it right. (MK1 2lt is not on their system and defaults to 1600gt)

    You just have to get the right person on the end of the phone...'What's an escort????'

    Shaun

    Shaun.
    #6

    Scott
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    RE: Comprehensive Insurance 2010/10/05 14:59:10 (permalink)
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    I tried getting a quote with RAA, but couldn't because I had spent more then $1500 on mods.
    #7
    grant
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    RE: Comprehensive Insurance 2010/10/05 15:34:53 (permalink)
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    I'm with nrma vintage, told them about all the mods etc, couple hundred for 15K coverage.
    I've got 4 cars with them so i get good discounts

    A guy rang me up one day to check if my policys were ok and if the rs2000 goes alright [x2x] thought it was odd.
    #8
    Smcka
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    RE: Comprehensive Insurance 2010/10/05 16:34:48 (permalink)
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    NRMA gets my vote. Less hassle and cheaper than Shannons
    #9
    Gdub
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    RE: Comprehensive Insurance 2010/10/05 17:41:25 (permalink)
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    I have both Escorts with LSV but neither of them are daily drivers (both on CH plates)and we are both over 30.

    Very good value, agreed value and wreck back should either be written off.

    #10
    krt10
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    RE: Comprehensive Insurance 2010/10/05 18:10:46 (permalink)
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    i had my old 2 door with shannons. when it burnt down they sent a towtruck free of charge, took it their inspection place and then returned it to me after assessment free of charge. absolutely no hassle at all.
    i recommend them
    #11
    JamesR
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    RE: Comprehensive Insurance 2010/10/05 19:49:21 (permalink)
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    GIO have a Classic/Historic insurance.
    cheap insurance. and if they're through AAMI even better!
    #12
    Dave
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    RE: Comprehensive Insurance 2010/10/05 20:10:23 (permalink)
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    Im with NRMA vintage ,mk2 rs2000 $25k cover $180pa on club rego.
    cheaper than shannons,and good service so far
    #13
    robertverhey
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    RE: Comprehensive Insurance 2010/10/05 20:52:47 (permalink)
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    I tried to get a quote from NRMA vintage but they said I couldn't unless I had a "normal" daily driver. Which I don't, my stable is all specialist. When I told the NRMA I didn't have a normal daily driver they said "How do you get to work?". Amazing.....thought the NRMA had heard of public transport....

    So, I'm with Shannons, and happy. They have three levels of usage, everyday, infrequent and very infrequent. These two latter ones are quite reasonable and they understand that I catch the bus to work every day.

    Rant over!

    Robert
    #14
    Scott
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    RE: Comprehensive Insurance 2010/10/05 21:36:48 (permalink)
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    I had a look at NRMA which is SGIC in SA, they didn't even have Escort listed so they are also a no go. So far the only place that I can do it is AAMI.
    #15
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